Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Shore Financial Group, LLC "Wealth Management & Retirement Planning"
114 Pratt Road • Clinton, CT • 06413
Phone: 860-664-9028; 888-97-SHORE • Fax: 860-669-1719

Securities and investment advisory services offered through Ameritas Investment Corp. (AIC).  Member FINRA/SIPC.  AIC and Shore Financial Group, LLC are not affiliated. Securities products are limited to residents of CO, CT, FL, MD and NY.

This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction.  As with any security, request a prospectus from your Registered Representative.  Read it carefully before you invest or send money.  A Representative from Shore Financial Group, LLC will contact you to provide requested information.

Representatives of AIC do not provide tax or legal advice.  Please consult your tax advisor or attorney regarding your situation.